LBC brings together SME owners, consultants, DSAs, investors and private lenders under a structured platform powered by real banking logic, documentation muscle and policy-based approvals. Built and operated by Lendura Banking Consultant LLC.
Whether you are bringing a client, capital, or expertise – LBC becomes your **banking-grade backend** for SME finance.
LBC Snapshot (Illustrative)
SMEs Touched
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across trading, contracting, services.
Funding Reviewed
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AED million+ evaluated / processed.
Ecosystem Partners
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consultants, DSAs, vendors, investors.
Bank + Private Capital
LBC looks at **bank appetite first**, then private options where relevant.
Policy & Documentation First
Files prepared to make sense to RMs, credit, and investors – not just “submitted”.
Numbers are indicative of the direction and scale LBC is built for. Each relationship is custom-structured and documented.
LBC is intentionally designed for people who touch SMEs daily and want a **structured backend** – not just a WhatsApp group.
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Want clarity, not confusion. Need to know what is really possible – and how.
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Have relationships, need a backend that understands policy and structure.
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Accountants, PRO firms, CORP services who want a partner for banking side.
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Private lenders & investors who need filtered, structured SME pipelines.
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Law, audit, logistics & other enablers for sustainable SME growth.
LBC operates like a **banking-grade collaboration engine** – combining eligibility logic, file preparation and realistic funding options.
These micro-tools are meant to **start the conversation**. Final decisions always depend on full profiling, policy and updated bank appetite.
Approximate DBR for owner based on total monthly obligations vs total monthly income.
This is only a rough estimate – bank DBR is subject to AECB and internal methodology.
Very basic indication – final suitability requires full analysis.
We use this to start the discussion and then match bank / private structures appropriately.
LBC is flexible – but the **logic is defined**. Choose the track most aligned with how you contribute value.
Track 01
For SME owners wanting a structured funding roadmap instead of random rejections.
Track 02
For card / loan DSAs expanding into SME banking with a strong backend.
Track 03
For advisors, accountants, PRO & corporate services with SME clients.
Track 04
For private lenders & investors with appetite for structured SME exposure.
The Deal Room is not a public “listing board” – it’s a **curated space** where live SME opportunities are reviewed, structured and selectively shared with aligned capital partners.
Illustrative Opportunity
Sector: FMCG / Distribution
Ask: AED 500K, short-tenor, invoice-backed.
Real deals follow a similar vetting approach – documentation, counterparties, flows and security mapped.
Illustrative Opportunity
Sector: Fit-out / Civil
Ask: AED 750K, LPO / milestone backed.
Deal logic focuses on contract flow, counterparties and realistic repayment routes.
Illustrative Opportunity
Sector: IT / Professional Services
Ask: AED 300K, retainer client backed.
Focus on existing contracts, receivable patterns and relationship strength.
LBC is powered by **relationships across banks, private capital and professional service providers** in the UAE.
Each participant type sees a **different benefit** – but all are connected through LBC’s banking structure and execution.
For SME Owners
For Consultants & DSAs
For Capital Providers
From introduction to closure, LBC keeps the process as **transparent and realistic** as possible.
1
SME / collaborator shares basic details and purpose of funding.
2
Initial look at AECB concept, bank statements, sector, and structure.
3
Turn raw data into a clear profile, cash flow view and funding story.
4
Identify which banks / capital partners make sense given profile.
5
Submission, follow-up, clarifications, and if approved – mapped payouts.
Instead of generic theory, the Knowledge Hub focuses on **practical SME finance reality** in the UAE.
AECB & DBR Clinics
Understand how banks see your profile from a score and burden angle.
Product Deep Dives
OD, TR, LC, term loans – not just definitions, but how they work in practice.
Sector Playbooks
Patterns for trading, contracting, retail, F&B and more.
Case Journeys
How real cases move from “not ready” to “approved” over time.
Small, focused interactions where real questions are discussed openly.
Format Idea
SME Funding Roundtable
A closed-door conversation between SME owners, bankers, LBC team and possibly a capital partner.
Format Idea
DSA / Consultant Clinic
Training on how to present files better, avoid rejections and align expectations with reality.
LBC is not about one-off wins, but about **consistent, policy-aligned approvals** and improved financial discipline.
Trading – AED 3M Turnover
Client had multiple rejections due to unclear cash flows. Through LBC, profile was restructured, documented properly and aligned with bank appetite.
Result: Term loan with realistic tenor and EMI based on actual flows. Client gained long-term clarity.
Contracting – Project Based
LBC helped convert raw project documents into a bank-comfortable structure, with LPOs and milestones defined.
Result: Bank working capital line plus additional private backup when needed.
Services – IT / Consulting
Retainer-based contracts converted into a structured receivable approach for potential investors.
Result: Clearer path to non-collateralised, contract-backed funding discussions.
Whether you are an SME owner, a consultant, a DSA or a capital provider – LBC gives you a **structured, policy-aware, relationship-respecting** platform to engage with SME banking and funding.